Actuarial Science精算科学
专业介绍：
Actuarial Science is base upon the application of mathematical techniques to reuce the impact of such hazars as loss of income through eath, isability, or retirement, or loss of property through fire, accient, or theft. Actuaries are the chief architects of life, health, an property insurance plans, an pension plans, an bear the major responsibility for their financial sounness. By using concepts from the areas of probability an finance, actuaries moel, forecast an value the costs of benefits that will be provie to the participants in such plans. Methos evelope for moeling insurance risk can also be applie to moeling investment risk, an actuaries apply their expertise to the valuation of sophisticate investment vehicles such as options on equities,bonsan otherinvestment erivatives.
ACT230H1 an ACT240H1 , though somewhat technical, are courses of interest to a wie auience, since almost every stuent will from time to time be either a saver or a borrower, an will be covere by insurance an pension plans. Other actuarial courses eal with more specialize topics, an are generally taken by stuents with a more serious interest in the fiel or who want to pursue a career as an actuary. Professional accreitation as an actuary is obtaine via the Canaian Institute of Actuaries by passing a series of examinations set by the Society of Actuaries or the Casualty Actuarial Society. University of Toronto's Actuarial Science program is accreite by the Canaian Institute of Actuaries an some professional requirements can be satisfie through courses in the actuarial program. For more information about actuarial stuies an careers, contact Professor Broverman or Professor Lin.精算科学基于数学技术的应用，以减少诸如因死亡，伤残或退休造成的收入损失，或因火灾，事故或盗窃造成的财产损失等危害的影响。精算师是人寿，健康和财产保险计划以及养老金计划的首席架构师，并且对其财务状况负有主要责任。通过使用概率和财务领域的概念，精算师可以对计划中的参与者提供的福利成本进行建模，预测和评估。为保险风险建模而开发的方法也可以应用于投资风险建模，精算师将其专业知识应用于复杂投资工具的估值，例如股票，债券和其他投资衍生工具的期权。 ACT230H1 和 ACT240H1 尽管有些技术性，但是却是广泛受众感兴趣的课程，因为几乎每个学生都会不时成为储蓄者或借款者，并且将受到保险和养老金计划的覆盖。其他精算课程则涉及更专业的主题，通常由对该领域更感兴趣或希望从事精算职业的学生修读。通过精算师协会或伤亡精算师协会通过的一系列考试，可以通过加拿大精算师学会获得精算师的专业资格认证。多伦多大学的精算科学课程已获得加拿大精算学会的认可，通过精算课程可以满足某些专业要求。有关精算研究和职业的更多信息。
课程介绍：
职业选择：
精算师是运用精算方法和技术解决经济问题的专业人士。精算师传统的工作领域为商业保险业，主要从事产品开发、 责任准备金 核算、利源分析及动态偿付能力测试等重要工作。
精算一直对研究未来义务的当前货币价值以及在人寿和健康保险，财产和伤亡保险，养老金和社会财富方面的这些现值的可变性感兴趣。票价计划。如今，精算师也被用于企业风险管理领域，甚至包括一般金融和投资领域。
数据分析，数据预测，数据分析，定量方法评估保险和金融业风险的数学领域。
